How to use the UBA USSD Code. Learn how to activate the UBA USSD code for transactions. Do you want to learn how to use the United Bank for Africa (UBA) mobile money transfer code?
Apart from mobile banking codes, we also have internet banking and mobile apps which are more secure and support more financial transactions.
In this mobile banking guide, you will know how to activate the UBA Nigeria USSD transfer code for checking account balance, paying bills, ATM Cardless withdrawals, etc.
UBA Bank has made it easy for its customers to handle various banking activities using USSD codes on all mobile networks in Nigeria.
To activate this form of banking for your UBA account, you need the phone number registered to your UBA profile, any mobile device, the last 4 digits of your ATM card or your BVN, and magic banking.
Below is the summary of the most used UBA banking USSD codes – For money transfer, buying airtime, paying various bills, ATM cardless withdrawal with UBA, and others in.
|Transaction Type||UBA Magic Banking USSD Code|
|Check UBA Account Balance||*919*00#|
|Buy Airtime for self||*919*amount#|
|Buy Airtime for others||*919*phone number*amount#|
|Transfer money to UBA Account||*919*3*account number*amount#|
|Load UBA Prepaid Card||*919*32#|
|Transfer money from UBA to Other banks||*919*4*account number*amount#|
|UBA ATM Cardless Withdrawal||*919*30*Amount#|
|Airline Ticket Menu||*919*12#|
How to register and activate UBA USSD code 2021
To have access to the UBA magic mobile banking channel, you need to register and activate it on your phone. To activate and use the UBA mobile banking service without an ATM card, dial the UBA code transfer *919# and follow the instructions on the screen to get the PIN to activate UBA mobile USSD banking on your number.
- Dial the UBA magic banking code *919#.
- A welcome message will appear on your mobile screen.
- Select option 1 to sign-up for the UBA USSD code.
- Then you have to choose between registering with Nuban account number or UBA Prepaid.
- Select “Prepaid With PIN” if you are a UBA prepaid subscriber.
- If you are not a prepaid subscriber, then Select “Account with PIN“.
- Enter your 10 digit account or prepaid numbers.
- Create your magic banking PIN. You will need the last 4 number on your ATM card or BVN for this.
- Confirm PIN to complete the registration.
How to check UBA account balance using USSD code
To check your UBA account number using code, simply dial *919# on the network linked to your UBA account and follow the steps to know how much you have left. Your UBA account number will be sent to your mobile line.
For security reasons you will be required to provide some details; Mobile Number, Full name, BVN, email address, and date of birth. Your UBA account number will be displayed after.
How to transfer money from UBA account using UBA USSD code
The UBA funds transfer allows you to send money to accounts in any Nigerian bank and allows for higher transaction limits of up to N1m per day.
To transfer money from your UBA account to another UBA account, Dial *919*3*account number*amount# from the phone number you registered with UBA, then follow the simple steps you see on your screen.
UBA mobile transfer allows you to send money to other banks like GTB, Access bank, Zenith bank, etc. To transfer money from UBA to other banks you just have to Dial *919*4*account number*amount# from the phone number you registered with UBA.
How to buy airtime from UBA using USSD code
Buying airtime from UBA is simple and convenient as your mobile line will be recharged immediately. The service is available to MTN, Airtel, Glo, and 9mobile subscribers.
UBA Airtime top-up for self – To buy airtime for yourself from your UBA account, simply dial *919*amount# on your registered mobile line e.g. *919*1000# to buy 1000 Naira airtime on your phone. To buy airtime for another person from your UBA account, Simply dial *919*Phone Number* Amount#.
5 Ways Hackers Can Attack Your Phone and Tips to Stay Safe
Nowadays most of the transaction is done through the internet which has made our life easier. On the other hand, it has also put our lives at risk. Do you know how? There is a high risk that your personal data might expose to the hackers. The hackers are using numerous way to steal people’s data. Here are some ways how hackers are stealing the data and how you can save yourself from this cyber theft.
5 Ways of Cyber Theft and Prevents
1. Through Email
Hackers sent you a misleading email which pokes you to click on the email. The email gives you feel like it has been sent by some authorized bank which asks you to fill the bank detail to verify your identity. If you will not do it then your ATM card will be blocked. When you click on the email, you are redirected to the landing page. If users fill the bank details there, the details are directly sent to the hackers instead of a bank.
Another way is the email might have an attachment. As soon as you download, malware gets installed and steal the personal data from your mobile.
Tips: Always look for the domain or spelling in the email id and if you find anything suspicious then please avoid clicking on the link. Do not download the file from the untrusted sources. Take your time to understand the scenario.
Malicious software that steals data from your mobile, delete the information from your mobile, track your device secretly or update the core functionality of the mobile. Clicking on unauthorized ads, pop-ups or installing the pirated software causes the malicious programs.
Tips: It is recommended to use an anti-virus of your phone, It doesn’t cost much. Avoid clicking on pop-ups, don’t download fake software. Always keep your apps and operating system up-to-date.
3. Malicious Mobile Apps
Do you think so that every app on Google play store or app store is authentic? Not every app on the play store is safe to use. The apps may contain a code snippet that can install malware on your phone and steal the data from your phone. The app asks you various permissions and your details are misused by the distributors.
Tips: Always check permissions when you download any new mobile app. Avoid downloading an app from any third party resources. Never download the pirated app.
4. Through Call or Message
You may get a call or message that your card will get blocked or you have won the prize. They will ask your internet banking password or OTP to gain access to your account. Once he gets your details, it may be used for various purposes. You may get short links in the messages which may lead to unsuspicious web pages.
Tips: Don’t share any personal information on call and message. Verify the sender information before clicking on any message. Never share OTP to any third person over call or message.
5. Free Wi-Fi
We all get excited when we heard the word “free” and the same applies here. We get the free wi-fi service in cafes or railway station. Connecting your system to an insecure network increase the chances of hacking. A hacker can gain the access to your social accounts, passwords, bank accounts.
Tips: Do not connect your old phone to the open wi-fi or free wi-fi. Just because it’s free doesn’t mean it is safe. In case, if you are using public wi-fi then avoid the bank transactional or access any critical information.
Your phone’s security is in your hands. Stay alert all time.
Do you have an old phone with no use? Sell your phone before the price drops.
Here Are 15 Key Principles and Things to Consider in a First Relationship
Anyone who has been in multiple relationships may undoubtedly learn from the first one. The initial relationship taught you a great lesson about yourself, respect, and relationships as a whole. There are things to know in a first relationship that will make all the ups and downs go a lot smoother, whether it’s filled with real love or instability.
I can’t guarantee that learning these things would make your first relationship better, endure longer, or last forever, but there are things I would tell my young people before entering into a first relationship. Whether you’re in your first or final relationship, it’s necessary to maintain your own identity, be calm, and be yourself.
# Things You Should Let Go Of in a First Relationship.
When it comes to first relationships, there is a lot of emotion involved. It’s your first time exchanging serious feelings with another person. You aren’t having a crush on someone, but you do have feelings for someone.
This is accompanied by a set of assumptions. When you first start dating, you might expect things to go a certain way.
Your relationship ideas could come from television, movies, novels, or even friends or parents. These things are all lovely to look at, but they aren’t genuine. Even real-life relationships that you’ve witnessed aren’t a good place to start because you and your spouse aren’t those individuals.
You should let go of any previous preconceptions about what a first relationship will be like. Let couple’s goals go. Do not structure your relationship after a celebrity couple or charming Instagram photographs.
You don’t have to spend your holidays together, hold hands all the time, or be together all the time. No matter how much it may feel like it, this relationship is not your entire life.
A first date is exactly that: a first date. You’ll probably have plenty more, and if this is your last relationship, acting as if it isn’t will be the best way to go about it.
# Key Principles and Things to Consider in a First Relationship
These are not only things I wish I had known before my first relationship, but also things that everybody in a first relationship should know. These things can help you adjust to being in a relationship and maintain your independence when you get connected with someone else.
1. It’s important to know what you desire.
Allowing this relationship to take precedence over your desires is not a good idea. If you want to go away to school, don’t let your spouse’s or the relationship’s desire to stay together affect your decision. It’s fine to let go of a spouse who doesn’t support your career or ambitions.
Your choices, not your relationship, are what define you.
2. Maintain your own sense of identity.
Outside of the relationship, be careful to find stability in yourself. Because you are both absorbed into each other, a first relationship can easily become emotionally dependent. Make sure you’re concentrating on what you’re passionate about.
Allow yourself to indulge in your favorite pastimes. Set aside some time for yourself. You are not defined by your spouse or your relationship.
3. Have faith in yourself.
Trust your instincts if something doesn’t feel right. Your activities are in your control. Don’t place all of your trust in a first date. You don’t have to expect it to end, but you should trust your gut. It’s ok if you’re growing out of it. It’s also ok if you want to take things a step further.
4. Friendships are equally vital.
Your relationship is important, but it isn’t the only one. You have friends, too, who deserve your time and respect. Make sure you don’t cancel plans with pals because of your relationship. I understand how difficult it is to be separated from them when feelings are so high, but your friends are important.
If you have a fight or a split, your friends will be there to support you. Don’t forget that they are a part of you as well.
5. You don’t belong to each other.
One of the most crucial things to remember in a first relationship is that just because you’re devoted to each other doesn’t imply you’re both yours. You are two people who like spending time together, yet you have different likes, dislikes, hobbies, and other interests.
You don’t have to adopt their hobbies, and they don’t have to adopt yours. You can’t control them either since you’re in a relationship. It is not your right to tell them who they can and cannot talk to. Being in a relationship does not imply jealousy or ownership.
6. Pay attention to what your parents, family, and friends have to say.
I understand that emotions are intense in a first relationship, but it is essential to listen to the people in your life. Try to set aside your personal beliefs and, at the very least, listen to your parents and friends.
Give them a chance, even if you think your parents are attempting to ruin your life or your friends are jealous because they don’t approve of the person you’re dating. These are the persons who have always been by your side and keep an eye on you.
So, as painful as it is to hear negative things about your relationship, this information could save you a lot of pain in the future.
7. Allow yourself to be vulnerable.
Allow yourself to be genuine. Being completely vulnerable will allow you to realize how you feel and what you want in order to get the most out of this relationship, whether it lasts or not.
Be yourself, not the person you think they want or the person you wish you were. When you change yourself for the sake of a first relationship, it sets a pattern for the rest of your life. You begin to put on a mask in order to avoid being wounded, yet masking your genuine sentiments does not prevent pain.
8. It makes no difference who is the first to say, “I love you.”‘
This is something I used to stress over, but it doesn’t really matter. There are several misconceptions concerning who says those three words first, but none of them matter.
You don’t have to be afraid to speak out. You don’t have to say it first for any reason, especially if you’re uncertain about your feelings. It’s also not necessary for your partner to respond right immediately.
9. Heartbreak isn’t something that lasts forever.
The fear of pain may be the reason you desire to stay in your first relationship. You can’t imagine what it’s like to go through a breakup if you’ve never been through one. A first relationship, on the other hand, frequently outgrows itself.
ALSO READ: 7 Top Secrets to a Successful Relationship
It’s no one’s fault; people simply grow and evolve. Remember that when and if that moment comes, the agony of saying goodbye will not linger indefinitely. You’re going to move on.
10. Everyone has a past.
Even if this is your first relationship, it may not be the right match for you. And I’m guessing you’ve experienced feelings, if not a crush, for someone else before. It’s difficult to let go of these things. It is human nature to compare ourselves to others.
Accept the fact that your partner most certainly has a past that has nothing to do with you.
11. Know how to recognize emotional abuse and other forms of control.Keep an eye out for any warning signs.
At first, relationships can appear to be so sweet and beautiful, yet manipulation is all too common. Keep an eye out for a spouse who is attempting to control you, reject your feelings, or distort the truth.
These factors can lead to a difficult-to-extricate unhealthy relationship.
12. It is not necessary to engage in sexual activity.
Sex is not necessary in your first relationship. Because you’re in a relationship or in love, you don’t have to have sex. You and your partner can choose to do so if you want to, but you should both agree on it.
13. It’s not necessary to hurry.
Enjoy your first romance. You don’t have to rush to label it, meet each other’s families, or become overly serious about it. Take advantage of the opportunity to get to know one another. Dates are important. Avoid becoming too comfortable too soon, because the awkwardness and butterflies are the finest parts of a first relationship.
14. Keep your dealbreakers in tact.
Keep your dealbreakers in tact. You may believe that dealbreakers reflect your cautiousness, but if there are some things you know you can’t compromise on, adhere to them. You don’t have to compromise if you know you want to be with someone who shares your faith, political beliefs, or is a nonsmoker.
15 Strike a balance.
This is a recurring subject among things to know in a first relationship, and with good cause. A first relationship has the potential to consume your entire life. I’d cancel plans with friends, leave work early, and devote my entire attention to my first relationship. It was even worse when it ended because I didn’t have anything else going on in my life.
Make sure your relationship, friends, family, hobbies, school, and work are all in balance. These are the things that make up your daily routine. Your relationship should complement, not replace, your life.
Top 10 educationally advanced countries in the world
According to former South African president and legend, Nelson Mandela, he emphasized on Education as “the most powerful weapon which can be used to change the world”. You may be pondering on how education can be used as a weapon when there are dangerous and life threatening weapons such as an missile tank, suicide belt, AK-47 rifle, suicide bombs, nuclear weapons etc.
Education is a powerful weapon because the success of a community or country depends solely on its educational level and system. Any country which has low focus and a low concentration towards education will wallow and drown in poverty. In no hierarchical order and position, you will know the best 10 countries which are advanced in education through this article.
Australia is an educated country which has a high proportion and percentage of adults who have gine and passed tertiary education. It is said that 43% of its adults have trained at an institution after leaving school. Also, 94% of citizens above the age of 25 years have gotten secondary school education at least. Australia supports education and the educators by giving the teachers incentives and make steps to pay teachers. The education system is high in Australia.
In Japan, the focus on education is very serious. The rate of drop-out students is 2% which is low. Also, Japan’s students records a high performance in science related subjects and courses. The focus on education has paid off as the literacy rate of their population (127 Million) is at just 99% which leaves the illiteracy rate at a rate of 1%.
- South Korea
Just as Japan, the focus on education in South Korea is intense. Students are being academically assessed by being assigned to private and public high schools. With a population of 49 million people, education is one of the top objectives of parents and schools in South Korea. The students spend long hours of study and cram teachings everyday.
The educational system in Finland has been compared with that of the United States of America. Finland graduates are expected and required to have a master’s degree in education as 10% of its graduates are being selected annually to work as teachers.
Norway is one of the countries that provides low tuition for students. Norway prioritizes the need for education for her citizens. With a population of 5.1 million residents, Norway spends 6.6% of her Gross Domestic Product (GDP) on education; a rate which is nearly 1.5% less than what the United States of America does. With its high level of taxation and a high cost of living, Norway invests heavily on education and devotes an expenditure of $14,000 (£11,000) per pupil annually from primary education to secondary education. Norway keeps their student to teacher ratio below 9:1; health, music, physical education, arts and crafts are also part of their education curriculum program. 100% of the Norwegian school-age population is enrolled in school, 97 percent have gotten a secondary school education at least. Their educational system is clearly working.
The South east Asian country has an exam oriented educational system that strives to teach children in the area of problem identification and problem solving. Students in Singaporean schools have a good knowledge on how to conquer test, maths and have a high ranking in Science, reading and cognitive skills. That is why the education system in Singapore is highly regarded as one of the best in the world.
The Dutch country rank well in the field of education. One third of the 25-64 year old population holds a university degree. In Netherlands schools, learning is easier and fostered as non-speaking Dutch students are being taught with languages which are other than the native Dutch language.
In Belgium, education is no joke at all. Higher education pays high in the European country. The unemployment rate in Belgium is lower than any other European country on an average level. Unemployment rate for people who have had tertiary education in Belgium is at 3%. Teachers are motivated and given incentives to work in Belgium as teachers are being paid on a average rate of £57,000 ($74,000). This means that the teaching profession is a well paid one in Belgium.
- United States
United States of America is an educational advanced country. A large chunk of her adult population have a university education (43%). In the list of developed countries in the Organization for Economic Co-operation and Development (OECD), it has the 5th highest proportion.
- United Kingdom
99% population of British citizens in the UK has acquired and had secondary education. With a population of 64 Million people, England is currently planning on how to accommodate 750,000 students because their department of Education has an estimated figure of 750,000 students plus by 2025.
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