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How to Open a Stripe Account in Nigeria (Stripe in Nigeria)



Stripe is an online payment processing for internet businesses. It builds the most powerful and flexible tools for internet commerce.

Whether you’re creating a subscription service platform, an on demand marketplace, an e-commerce store, or a crowd funding platform etc stripe helps you accept payment without stress.

Stripe payment gateway is unfortunately unavailable to Nigerians, and it has become a pain within the ass to anyone running a web business and needs to use stripe to simply accept payments.

Stripe is straightforward to setup with seamless integration, with attractive features and costs . No activation or setup fees, just a 2.9% + 0.30 cents per successful card charge.

In this guide, you’ll find out how to open a stripe account in Nigeria (verified stripe account ) and you’ll then integrate into your e-commerce store/business website and begin accepting payments in several manners.

I’m a Nigerian, but I still have a functional stripe account with which i exploit to simply accept online payments.

If you would like a verified stripe account to simply accept payments online, maybe on your shopify store or anywhere, read along.

As for Nigerians, I keep getting the question:

Can I use stripe in Nigeria?
How to setup verified stripe account in Nigeria?
How to use stripe in Nigeria.
… and lot’s more.

Whatever is your country, India, Nigeria, Pakistan and non-us citizens, you’re welcomed to follow the guide this blog to setup a verified stripe account.

I just updated this post in 2021. Because the last method stopped working. you’ll make certain of following this method and you’ll get your stripe account in Nigeria.

And this guide is that the latest and therefore the best thanks to open a verified stripe account in Nigeria.

Requirements to Open a Stripe Account in Nigeria

To open a stripe account in Nigeria, as a foreigner, you would like the subsequent things:

LLC Company Formation.
EIN/Federal Tax ID.
US Physical Address.
US checking account . (open one at or contact us for alternatives).

It’s easy, and in jiffy you’re done. Then you await for an additional 5 – 7 days for processing and that’s all.

In this post, we might be guiding you on the way to get all of those things.

To form an LLC Company within the US and obtain your EIN, we might be doing that at IncAuthority.

US company formation cost tons to make , it cost from $500- $1000+, but incauthority will form your US company at a really lesser price compared to what you’ll see online.

And the state we might be forming our LLC is Kentucky.

Reason is, for a few of the states, there’s a tax fee, and states like California collect $800 annual tax fee or your llc formation cease to exit.

Forming an LLC at delaware also attracts $300 annual tax fee also .

We choose Kentucky for you because the annual tax fee is simply $15 so you don’t need to pay expensive annual tax fee.

So, let’s start and form your LLC Company and obtain the required things got to open a stripe account in Nigeria without hassles.

How to Form an LLC at Inc Authority

If you’ve decided to start your LLC and most especially with just $178, then you can go ahead and form your LLC as soon as you can before it’s too late.

At Inc Authority, you’re going to form your LLC and get your EIN/TAX ID. Follow the simple guidelines below to complete the signup. It’s easy and takes just a few minutes. All you have to do is choose your state, enter your business name, and form your LLC!

Step 1: Go to

When you arrive at, click on the “start now for free” tab.

inc authority review

Step 2: Select Entity Type and Filling State.

In your entity type, select Limited Liability Company (LLC) and in the Formation State, select Kentucky.

Click on Save & Continue.

inc authority review

Step 3: Enter Your Personal Details

In this step, enter your First and last name, email, and contact phone number.

You’ll need a US Phone number, download DingTone from the play store and buy a US Phone Number for $14.99/year or buy a Skype number at $7.99/month. Both support Calls/SMS.

DON’T use the one in the photo below.

Click on save and continue.

Step 4: Enter Your Business Details

Enter your business name and business description (if you have a clothing online store, say you have an online and you sell clothing and apparel).

A brief description of your company, a sentence or two describing your business.

Select your business benefit and click save & continue.

inc authority review

Step 5: Business Address

You need a US Address to continue in this step, go to and signup.

You’ll get a US address instantly, use it, and continue your signup. Takes just 1 minute.

In your US Address, note that CA means California.

inc authority reviews

Step 6: EIN/Federal TAX ID

The interesting part about Inc Authority is they get an EIN for you at $49, which is considered as the cheapest place to get one. Others charge from $95 and above.

You need to include the EIN/Federal Tax ID which is very important!

Click save and continue.

inc authority review

Step 7: Operating Agreement

An operating agreement is important because it provides proof you own the business.

In case any problem occurs in the future, you can be able to correct them with your operating agreement and in case of Stripe requires it.

Select the operating agreement and proceed with the form.

inc authority review

Step 8: Addons

The next pages contain Addons and they include the following:

  • INC Protection Advisor. $27/month.
  • LawSuit Protection. – $99.
  • Express Delivery – $49.
  • Domain Name – $29.95
  • Business License Package – $99

All these ad-dons are less important, so you can skip all of them until you get to the payment stage.

Step 9: Make Final Payments

In the end, you’ll only be paying for State Filing Fee, EIN, and Operating Agreement.

Other formation companies charge a lot for offering this service but IncAuthority Charges $0 Service fee.

Now you need to make payment using either Debit/Credit Card or PayPal.

For the Delivery Option, you can select $0 free delivery (Electronic Delivery) and they will be delivered to your email.

inc authority review

Finally, that is all. You’ve successfully created your LLC in the United States

Other formation companies charge a lot for offering this service.

Many formation companies charges from $400 (N180k) – $1000+ (N450k) to form a US Company depending on the features.

IncAuthority makes things a lot easier for you, more like affordable for you and you get to spend just $178 if you follow the procedures above.

$100 Monthly Restriction on NG Cards

Note: Due to the $100 restriction on Nigerian cards, it won’t be possible to complete your purchase. Please contact us for a free solution.

All formation company documents will be delivered to your email.

Finally, that is all. You’ve successfully ordered your LLC Business Name and EIN/Tax ID.

Next, you’ll need to set up a Stripe account with the details they’ll deliver to you.

How to Setup a Verified Stripe Account?

After you must have formed your LLC and EIN/Federal Tax ID and they have been delivered.

You’ll need to use the details to setup a verified stripe account at and you need to be careful while doing this because their bots are intelligent enough and conversant to detect any mistake you make.



After following the guides on this post, you should be able to form your LLC, get your EIN and setup your stripe account for your business.

Here’s the summary:

  • Form your LLC and EIN at IncAuthority.
  • Start using Stripe for your business!

If you have any questions and confused at any process, do let us know by dropping it at the comment box.

Don’t forget to share! It’s quite a helpful guide on how to open a stripe account in Nigeria (for non-US citizens or residents (Non-Supported countries) ! 🙂 🙂

Popular Q&A

Updated recently in 2020.

1. Can I use my Country ID to verify my Stripe identity without using a US ID?

Answer: Yes, stripe gives the option to select your home country and upload your ID.

2. After forming my LLC at IncAuthority, they sent me additional forms to fill, how do I fill them?

Answer: After forming your LLC, they will send you an EIN form to fill and another form to enter the list of members.

Filling the EIN form is easy, enter your full name where they needed it, enter your US address where it’s wanted.

In the SSN section, enter FOREIGN in the box. This means you’re a non-US citizen and has no SSN or EIN yet.

In the member’s form, enter your full name and enter your US address.

If you’re a team, enter their names and US address.

(US address can be the address you got from shipito or the one you bought).

3. How long does it take?

Answer: It takes less than 7 days for your LLC Formation to be ready and it takes 4 weeks for your EIN/TAX ID to be ready via FAX from the IRS (delayed due to COVID). If it exceeds 4 weeks, contact us and we will call IRS on your behalf to expedite the process.

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UBA USSD code to transfer and check account balance




How to use the UBA USSD Code. Learn how to activate the UBA USSD code for transactions. Do you want to learn how to use the United Bank for Africa (UBA) mobile money transfer code?

Apart from mobile banking codes, we also have internet banking and mobile apps which are more secure and support more financial transactions.

In this mobile banking guide, you will know how to activate the UBA Nigeria USSD transfer code for checking account balance, paying bills, ATM Cardless withdrawals, etc.

UBA Bank has made it easy for its customers to handle various banking activities using USSD codes on all mobile networks in Nigeria.

To activate this form of banking for your UBA account, you need the phone number registered to your UBA profile, any mobile device, the last 4 digits of your ATM card or your BVN, and magic banking.

Below is the summary of the most used UBA banking USSD codes – For money transfer, buying airtime, paying various bills, ATM cardless withdrawal with UBA, and others in.

Transaction Type UBA Magic Banking USSD Code
Check UBA Account Balance *919*00#
Buy Airtime for self *919*amount#
Buy Airtime for others *919*phone number*amount#
Transfer money to UBA Account *919*3*account number*amount#
Load UBA Prepaid Card *919*32#
Transfer money from UBA to Other banks *919*4*account number*amount#
Pay Bills *919*5#
UBA ATM Cardless Withdrawal *919*30*Amount#
Airline Ticket Menu *919*12#

How to register and activate UBA USSD code 2021

To have access to the UBA magic mobile banking channel, you need to register and activate it on your phone. To activate and use the UBA mobile banking service without an ATM card, dial the UBA code transfer *919# and follow the instructions on the screen to get the PIN to activate UBA mobile USSD banking on your number.

  1. Dial the UBA magic banking code *919#.
  2. A welcome message will appear on your mobile screen.
  3. Select option 1 to sign-up for the UBA USSD code.
  4. Then you have to choose between registering with Nuban account number or UBA Prepaid.
  5. Select “Prepaid With PIN” if you are a UBA prepaid subscriber.
  6. If you are not a prepaid subscriber, then Select “Account with PIN“.
  7. Enter your 10 digit account or prepaid numbers.
  8. Create your magic banking PIN. You will need the last 4 number on your ATM card or BVN for this.
  9. Confirm PIN to complete the registration.

How to check UBA account balance using USSD code

To check your UBA account number using code, simply dial *919# on the network linked to your UBA account and follow the steps to know how much you have left. Your UBA account number will be sent to your mobile line.

For security reasons you will be required to provide some details; Mobile Number, Full name, BVN, email address, and date of birth. Your UBA account number will be displayed after.

How to transfer money from UBA account using UBA USSD code

The UBA funds transfer allows you to send money to accounts in any Nigerian bank and allows for higher transaction limits of up to N1m per day.

To transfer money from your UBA account to another UBA account, Dial *919*3*account number*amount# from the phone number you registered with UBA, then follow the simple steps you see on your screen.

UBA mobile transfer allows you to send money to other banks like GTB, Access bank, Zenith bank, etc. To transfer money from UBA to other banks you just have to Dial *919*4*account number*amount# from the phone number you registered with UBA.

How to buy airtime from UBA using USSD code

Buying airtime from UBA is simple and convenient as your mobile line will be recharged immediately. The service is available to MTN, Airtel, Glo, and 9mobile subscribers.

UBA Airtime top-up for self – To buy airtime for yourself from your UBA account, simply dial *919*amount# on your registered mobile line e.g. *919*1000# to buy 1000 Naira airtime on your phone. To buy airtime for another person from your UBA account, Simply dial *919*Phone Number* Amount#.

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How to use PayPal in Nigeria with Flutterwave




How to use PayPal in Nigeria with Flutterwave, How to receive PayPal payments using Flutterwave, and how to enable “pay with PayPal” on Flutterwave.

Financial technology platform Flutterwave has announced a partnership with the global payment system PayPal to process payments for freelancers and other merchants.

Flutterwave confirmed that in the coming weeks, freelancers, event owners, and NGOs will also be able to use the service.

These steps, according to Flutterwave, are a quick guide on how to maximize the partnership between Flutterwave and PayPal to receive payments.

How to use PayPal in Nigeria with Flutterwave, How to receive PayPal payments using Flutterwave, and how to enable "pay with PayPal" on Flutterwave.

The first step into accepting PayPal in Nigeria, make sure you’re a registered business on Flutterwave. Next, go into your dashboard, and follow these instructions on how to enable a payment method. Select PayPal from the list and that’s all, you have successfully enabled “pay with PayPal” on Flutterwave.

Table of Contents

How to receive PayPal payments on Flutterwave in Nigeria

This sections shows you how you can enable PayPal payments on Flutterwave in order to receive money with PayPal connections.

  • On the dashboard, click on ‘Account Settings’.
  • Enable dashboard payment options that should show on your dashboard.
  • Scroll down to ‘What methods of payment do you want?’ Select ‘Enable PayPal’.

Having successfully enabled the Pay with PayPal option on your FlutterWave account, you can proceed to create Flutterwave payment links or implement an API integration.

How much does it cost to use ‘Pay with PayPal’?

Normally, for every transaction, Flutterwave charges 1.4% (local) and 3.8% (foreign) of the fees sent plus a charge that’s not more than ₦2000. For Pay with PayPal, it is 4.4% of the transaction value and $0.30.

If you are a freelancer, seller, or an unregistered business, basic requirements will include business name, account number, BVN, means of identification, and address.

The details are the same for a registered business but with more requirements like Tax Identification Number (TIN), and company’s account number and website.

How long will the payment take?

Based on Flutterwave’s current transaction cycle, the processing time depends on the location of the transaction source — local or international. And it spans between one to five days from when the transaction was made. This is expected to also apply while using PayPal.

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How to Form an LLC company in the USA




Are you considering forming a indebtedness or LLC company? If so, there are just a couple of things that you simply got to realize how it all works. First of all, let’s discuss what this is often and why someone would want to make one.

A indebtedness Company (LLC) is essentially any business that has been found out intrinsically by filing paperwork with the state where they’re going to be located. the rationale people prefer to do that is that it offers some protection for the owners from being held responsible for debts or lawsuits incurred by their business.

You will accept as true with me that for several reasons an LLC in recent times has become more popular as a legal structure for little businesses than it had been within the past.

One of these reasons is that LLCs are more flexible than corporations, which suggests you’ll maintain your individual status and yet be protected by a business structure if need be.

There are some restrictions to forming an LLC company within the USA though, so please research carefully before making any final decisions on this matter.

In this blog post, we’ll offer you the knowledge and steps to make your own LLC company within the USA. If you’re considering going into business for yourself or starting alittle side project on the side, then an LLC may be a good way to go! you’ll get your business up and running quickly by completing these 10 easy steps:

1) Name your Business

Before arising with a reputation for your business you would like to see together with your state’s Secretary of State office and confirm your required name is out there to be used which the name generally isn’t violating any trademarks or other laws.

You may also want to try to to a fast search on the web to ascertain if there are the other businesses already using this same name, just just in case you finish up needing legal assistance with trademark infringement or something similar.

Choose a reputation that’s concise, easy to recollect , and not too generic.

Your legal name must be peculiar, ends with LLC, and can’t be an equivalent with the other LLC already filed with the State.

Once you discover a reputation that’s available, confirm to register the corporate and obtain an EIN number from the IRS.

As for what sort of business entity your LLC should be classified as (LLC vs S Corp vs C Corporation), this may depend upon what proportion control you would like over taxes and which legal protections you would like .

2) Obtain LLC from your State

Register your business name with the state. you’ll do that at any Secretary of State office. Some states may require alittle fee, but most won’t take quite $200 to register your LLC company and obtain you found out as a vendor for them.

3) Accurately fill the LLC Article of Organisation Form

There are many websites that you simply can find to assist found out your LLC company and obtain the required paperwork filed with the State.

However, you’ll get this done yourself, here you’re required to fill in your business details like office address, business name, sort of business, names of initial members, and other legal documents which will be required.

4) Create an LLC Operating Agreement

An operating agreement may be a legal instrument outlining the ownership and operational procedures of an LLC.

An operating agreement outlines the ownership and operational procedures of an LLC. A comprehensive document provides guidance for all business owners while reducing conflict between them on future operations.

5) Choose a Registered Agent

A registered agent may be a person or company that agrees to simply accept and process legal papers on behalf of an LLC. this may include receiving service of summonses, subpoenas, notices of lawsuits against your business, and other important documents from the government also as any county where you are doing business in.

If the registered agent doesn’t have a physical address in your state, there are private service companies which will act as agents for the method of law on behalf of their clients. As long as you’re an LLC member and live at an equivalent residence where business is conducted, it’s possible to be appointed by yourself to serve this role.

6) Compliance With Tax and Regulatory Requirements

The process of forming an LLC isn’t something that ought to be taken lightly.

One must make sure that they need complied with all tax and regulatory requirements so as for the business structure to face up against any challenges from outside entities like IRS, government , or other competing businesses.

If you’re brooding about registering your company as an LLC confirm you’ve got all the knowledge and facts about what this suggests for your specific circumstances before moving forward with any paper filing.

7) IRS Employer number (EIN)

Your LLC may have an IRS Employer number (EIN). this is often a nine-digit number that identifies the corporate and its account. Your members will got to get this if they need to rent employees or be taxed sort of a corporation rather than being disregarded as an entity with just one member. If you’re starting your own business, do not forget about its needs! you’ll obtain EIN by completing a web application on the IRS website in only minutes.

8) Get a Physical US address

You will need a physical US address to make an LLC company within the USA. you’ll use your home, but it’s better if you’ve got your own office space or rent one.

There is no requirement on the amount of days/hours for this location to be open, just that mail are often delivered and received thereby postal carrier(mail carrier won’t deliver mail if the address doesn’t match with USPS record).

A physical address also can function an address for opening a checking account once you register your company.

This is because the United States government requires that each one LLCs have a registered agent to receive notifications and court papers on behalf of the corporate , which can’t be its members or employees. It’s better if this agent may be a one that also can receive mail on behalf of the corporate .

9) Open a US checking account .

You need to open a US checking account . you can’t keep your company’s funds in another currency and use them for business transactions.

American concealment laws are a legal norm for many years , and are designed to guard the country from criminal activities.

As such, banks require you recognize who your clients are before opening an account on their behalf (due to the present requirement they’ll need you to travel into bank branches in person).

There’s one big catch: American banking law is extremely strict when it involves these rules due to its more rigorous regulations in comparison with other countries; if caught slipping up knowingly or unknowingly then there are often severe consequences.

Therefore, whilst tough in the least – doing so will make sure that both parties remain compliant with US legislation as needed by federal agencies like FinCEN which monitor international financial transactions.

10) Publicize your LLC within the Papers

If you’re the owner and founding father of a successful LLC company, then it’s important that your brand gets some publicity.

This means doing things like publishing a piece of writing about your business on blogs or in newspapers.

There also are many tools out there that make this easier for companies to try to to so.


The LLC company may be a great choice for several entrepreneurs. It provides the foremost flexibility when it involves taxes, and has fewer restrictions on ownership than other sorts of entities. With an LLC, you’ll have multiple members with one member owning more shares or voting power than another if they so choose.

You also don’t need any special paperwork like articles of incorporation; all that’s needed are minutes from your first meeting of directors where you outline how things will work within the business entity.

So what are some benefits? there is no limit on who are often a part-owner in an LLC – whether individuals, corporations, partnerships or trusts (although there could also be certain limitations counting on state law). this suggests even someone without tons to take a position can participate .

There also are fewer restrictions on ownership than in other sorts of entities, sort of a corporation or partnership. One member could hold more shares or voting power than another if they so choose otherwise you might want to possess only one person own it entirely.

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